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US Congress & The Legislative Branch Discuss ObamaCare May End Student Health-Care Insurance at Colleges at the Political Forums; ObamaCare May End Student Health-Care Insurance at Colleges Ed Morrissey Hot Air August 25, 2010 After what happened in North ...

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Old 08-26-2010, 06:57 PM
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Default ObamaCare May End Student Health-Care Insurance at Colleges

ObamaCare May End Student Health-Care Insurance at Colleges
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Ed Morrissey
Hot Air
August 25, 2010

After what happened in North Carolina ( http://keyboardmilitia.com/2010/08/1...tion-coverage/ ), this may not be seen as a bad development, but it’s indicative of what happens in top-down “reforms.” Colleges and universities want a waiver from the stringent exchange requirements for offering health insurance, as the coverage mandates make it too expensive to offer their students (via QandO):
Colleges and universities say that some rules in the new health law could keep them from offering low-cost, limited-benefit student insurance policies, and they’re seeking federal authority to continue offering them.

Their request drew immediate fire from critics, however, who say that student health plans should be held to the same standards that other insurance is.

Among other things, the colleges want clarification that they won’t have to offer the policies to non-students.

Without a number of changes, it may be impossible to continue to offer student health plans, says a letter that the American Council on Education sent Aug. 12 to Health and Human Services Secretary Kathleen Sebelius, signed by 12 other trade associations that represent colleges.

Additionally, the colleges say that some provisions of the law don’t apply to their policies, including those that require insurers to spend at least 80 percent of their revenue on medical care and that bar them from setting annual coverage caps.
Universities usually offer some form of health insurance to students, but those policies fit the needs of young adults, who generally don’t access the health care system nearly as much as older adults. They have smaller networks, as students generally stay within a small geographic area. Premiums are lower because of the low risk, but also because some comprehensive services don’t get fully covered, usually those accessed by people in middle age or older. In short, the policies are tailored to the clientele, which is why pricing can be more efficient.

In ObamaCare, policies can no longer be tailored to clientele, nor can consumers make choices that best fit their lives. All policies must look mainly alike, thanks to the top-down command “reforms” in ObamaCare, which mandate coverages regardless of risk or need. Needless to say, a comprehensive policy designed to cover Americans in their 50s would be vastly unnecessary for almost everyone who attends college in their youth, and vastly more expensive than they can afford.

Thus, universities and colleges have a conundrum. They can either offer policies that are so expensive that only a few can afford to buy them, which creates all sorts of problems in managing a risk pool, or they can simply get out of the health-insurance business altogether. They won’t be the last to choose the latter.
And yet again, the unintended results of government intervention in our lives demonstrates its vast ability to be incredibly inept.
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Old 09-02-2010, 03:53 PM
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Default Re: ObamaCare May End Student Health-Care Insurance at Colleges

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ObamaCare May End Student Health-Care Insurance at Colleges


And yet again, the unintended results of government intervention in our lives demonstrates its vast ability to be incredibly inept.
Insurance offered through colleges is crap. I had it for four years and it paid about $0.01 on the dollar for my expenses. I could have saved about $5,000 if I had not had it and just paid for every healthcare bill out-of-pocket. But the damn school would NOT allow me to opt out. It's bullsh*t.
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Old 09-02-2010, 06:05 PM
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Default Re: ObamaCare May End Student Health-Care Insurance at Colleges

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Insurance offered through colleges is crap. I had it for four years and it paid about $0.01 on the dollar for my expenses. I could have saved about $5,000 if I had not had it and just paid for every healthcare bill out-of-pocket. But the damn school would NOT allow me to opt out. It's bullsh*t.
& you won't be able to pay for your medical expenses out of pocket at all because the government won't let you opt out without paying a penalty; a fine; a tax; whatever you want to call it.
I would agree --- it's bullschit
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Old 09-03-2010, 01:43 PM
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Default Re: ObamaCare May End Student Health-Care Insurance at Colleges

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& you won't be able to pay for your medical expenses out of pocket at all because the government won't let you opt out without paying a penalty; a fine; a tax; whatever you want to call it.
I would agree --- it's bullschit
Really, because I currently don't have any health insurance, and no one has come to fine me? I'm also unemployed and not receiving any unemployment, so it would be pretty damn hard for them to tax me.

I musta found the secret to opting out when that option is not available.
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Old 09-03-2010, 03:47 PM
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Default Re: ObamaCare May End Student Health-Care Insurance at Colleges

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Really, because I currently don't have any health insurance, and no one has come to fine me? I'm also unemployed and not receiving any unemployment, so it would be pretty damn hard for them to tax me.

I musta found the secret to opting out when that option is not available.
Print: Timeline for health care reform

Quote:
Tax penalty begins phasing in for those without insurance.
Tax starts at $95 per year in 2014, or 1 percent of taxable income.
you have a little time to comply before they come for you
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Old 09-30-2010, 07:40 PM
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Default Re: ObamaCare May End Student Health-Care Insurance at Colleges

Health care law may hamper limited insurance plans - Yahoo! News

First students, now lower income workers are about to get their insurance yanked out from under them.
As I said in the OP,
And yet again, the unintended results of government intervention in our lives demonstrates its vast ability to be incredibly inept.
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Old 09-30-2010, 07:42 PM
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Default Re: ObamaCare May End Student Health-Care Insurance at Colleges

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unintended results of government intervention in our lives
I don't think Obama sees these results as "unintended"...

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Old 09-30-2010, 08:34 PM
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Default Re: ObamaCare May End Student Health-Care Insurance at Colleges

Well, hey ... ! How many of those students were responsible for helpin' to 'Rock The Vote' ... ? Now they learn that elections have consequences ... this is what's called a 'Life Lesson' ... problem is, it affects those of us who had the common sense to NOT vote for the little Communist narcissist ...
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Old 09-30-2010, 10:51 PM
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Default Re: ObamaCare May End Student Health-Care Insurance at Colleges

Speaking of Obama...

Adult Swim Video : The Boondocks : Last Day

Lol...

[FYI: It's the Boondocks]
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