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Opinions & Editorials Discuss Politicizing Natural Disasters - MY Opinion at the General Forum; Originally Posted by Dog Man Back in the old days, people would look at the lay of the land, and ...

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Old 12-08-2017, 10:25 AM
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Default Re: Politicizing Natural Disasters - MY Opinion

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Originally Posted by Dog Man View Post
Back in the old days, people would look at the lay of the land, and say "Maybe we should build over there where it's higher in case the river floods" Now-a-days they just build anywhere they want a view. Right next to a river, or on a dirt cliff, or some low lying area. Hell, if the rest of the country has to cover their losses who cares. I think prone areas should come with higher insurance rates.

Hey good job with the paid off mortgage, my house is paid off also. Good feeling isn't it? As a rule, I think conservatives tend to pay stuff off early. My Liberal friends have good paying jobs, but they are very Liberal with their money.
One friend got 10k from his dad, cause his dad got an inheritance. Instead of paying off his car or credit card bill, he is planning a another vacation.
Back in the olden day, '02 if I remember correctly, the government began mapping the areas mostly likely to flood. The result was that it became nearly impossible to get a mortgage in high flood areas. In some areas building permits could be denied. Build in a 100 year zone, you were on your own.

Perhaps it's time to map for other natural disasters. If you build over a fault, in a high fire area, or stick your home to a clay cliff, I feel no need to bail you out.
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Old 12-08-2017, 10:31 AM
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Default Re: Politicizing Natural Disasters - MY Opinion

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Originally Posted by jimbo View Post
Back in the olden day, '02 if I remember correctly, the government began mapping the areas mostly likely to flood. The result was that it became nearly impossible to get a mortgage in high flood areas. In some areas building permits could be denied. Build in a 100 year zone, you were on your own.

Perhaps it's time to map for other natural disasters. If you build over a fault, in a high fire area, or stick your home to a clay cliff, I feel no need to bail you out.
FEMA has re-evaluated the flood plains yet again, last year I believe. You can get a mortgage in a designated flood plain, but most banks require flood insurance (rider to a standard homeowners policy). You can buy add-ons to your homeowners policy that cover just about every natural disaster no matter if you are in an area prone to it or not. It's a gamble - you can win or lose.

I'm just tired of paying for other people's bad choices in general. But the politicians will continue to politicize these events, and lay on the guilt for 'not helping your fellow man'.
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Old 12-08-2017, 10:32 AM
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Default Re: Politicizing Natural Disasters - MY Opinion

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Originally Posted by jimbo View Post
Back in the olden day, '02 if I remember correctly, the government began mapping the areas mostly likely to flood. The result was that it became nearly impossible to get a mortgage in high flood areas. In some areas building permits could be denied. Build in a 100 year zone, you were on your own.

Perhaps it's time to map for other natural disasters. If you build over a fault, in a high fire area, or stick your home to a clay cliff, I feel no need to bail you out.
I agree with everything, except '02 being the olden days. Or did you mean 1902? Your not THAT old are you?
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Old 12-11-2017, 08:59 AM
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Default Re: Politicizing Natural Disasters - MY Opinion

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I always did that when buying, but people don't anymore..
That should make you stop and think why would they do something some obviously stupid? Maybe because they know that the government will come bail them out when catastrophe hits. That is the problem with government safety nets, they promote stupid decisions and bad behavior.
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