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ObamaCare Discuss Obamacare is finally working (and Republicans still want to kill it) at the General Forum; After several years of sharp rate hikes, insurance premiums for people participating in Affordable Care Act exchanges are actually due ...

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Old 10-20-2018, 08:59 AM
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Default Obamacare is finally working (and Republicans still want to kill it)

Quote:
After several years of sharp rate hikes, insurance premiums for people participating in Affordable Care Act exchanges are actually due to fall in 2019. The Trump administration says the average premium for a typical plan will drop by 1.5% next year. That’s based on rates insurance companies must file with the states in which they operate. About 9 million Americans buy insurance on an ACA exchange.
https://www.yahoo.com/finance/news/o...125728257.html

In spite of all of the Republican claims that Obamacare was failing or was going to fail the fact is that it was working and is working as intended even though Republicans have made every possible effort to force it to fail. Like all major initiatives it's premature to judge any program before it has time to fully develop which usually takes about ten years. It's only been five years since Obamacare became the law and it's already pointing in a positive direction with premium rates starting to decline as the marker fills up under the exchanges. The expansion of Medicaid has been an unqualified success since it's inception.

Health care is the number one issue for American voters this year and it's also the top priority for Democrats in their campaigns across the nation. Reducing health care costs, especially for prescription drugs, is a focus for the grassroots Democrats that have come out of the woodwork to challenge Republicans for control of the House. Even Republicans have recognized the importance of health care where many incumbents are now falsely claiming that they support protections for those with pre-existing conditions after repeatedly voting to repeal Obamacare that would have removed those protections.

There are still problems with Obamacare because the Republican control of Congress has prevented any attempts to fix any of the problems. Assuming Democrats do assume control of the House those problems can be addressed in the House and forwarded to the Senate. Those fixes will reduce the cost of Obamacare (something Republicans don't want to see happen) which is also high on the Democrat's list of things to do once they have a voice in our government again.

When it comes to the most important issue for all Americans, health care, the Democrats lead in addressing it.
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Old 10-20-2018, 10:33 AM
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Default Re: Obamacare is finally working (and Republicans still want to kill it)

The Obamacare bill was passed on a strictly party line vote in March 2010. Although it went into effect immediately benefits were not paid out for the first 4 years. The Obama administration even ignored the implementation deadlines specified in the law. Any evaluation of Obamacare's performance has to take into account its implementation dates.

Yes, we finally have a year where premiums increased modestly but only after Republicans effectively repealed the individual mandate. A far more comprehensive set of reforms was narrowly defeated in the Senate by a spiteful never Trumper John McCain. Democrats offered no meaningful reforms instead they alternate between wailing about any Republican proposed changes to Obamacare and the need for bipartisan reform.

If Democrats take control of the House they are not looking to reform Obamacare even if they can wedge it into the impeachment carnival side show. They will be after the latest incarnation of socialized medicine, Medicare for all. LBJ believed the original Medicare would sew up a Democrat majority for generations, imagine what a massive expansion will do. Paying for it is someone else's problem.

When the voters rewarded Republicans for opposing Obamacare with a House majority, Senate Democrats simply ignored more than 60 Obamacare reform bills passed by the House. Of course Senate Republicans will be blamed as enemies of the People if they return the favor.
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Old 10-20-2018, 11:11 AM
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Default Re: Obamacare is finally working (and Republicans still want to kill it)

Absolutely hysterical!...

Read the two percentages I've put in blue bold...

Quote:
After several years of sharp rate hikes, insurance premiums for people participating in Affordable Care Act exchanges are actually due to fall in 2019. The Trump administration says the average premium for a typical plan will drop by 1.5% next year. That’s based on rates insurance companies must file with the states in which they operate. About 9 million Americans buy insurance on an ACA exchange.

“There’s been a lot of tumult under the ACA up till now,” says Larry Levitt, a senior vice president at the Kaiser Family Foundation. “But there’s no question it’s viable, in the face of significant headwinds. The ACA is embedded in the health care system.”

Insurance still isn’t cheap. The average monthly premium for a mid-level “silver” plan under the ACA will be $406 next year—69% higher than the average premium just three years ago.
Got that, folks?...

After premiums went UP 69-friggin' percent in the last three years (That's 23% A YEAR for the mathphobes), next year it'll go down...drum roll, please...

1-point-5 PERCENT!!!!!!...REJOICE!!!! IT'S WORKING!!!!! REJOICE!!!!!!...
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Old 10-20-2018, 11:12 AM
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Default Re: Obamacare is finally working (and Republicans still want to kill it)

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Originally Posted by ShivaTD View Post
The expansion of Medicaid has been an unqualified success since it's inception.
How so? Are more people on the public dole considered a success? As a taxpayer, I don't think so.
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Old 10-21-2018, 10:01 AM
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Default Re: Obamacare is finally working (and Republicans still want to kill it)

Quote:
Originally Posted by AZRWinger View Post
The Obamacare bill was passed on a strictly party line vote in March 2010. Although it went into effect immediately benefits were not paid out for the first 4 years. The Obama administration even ignored the implementation deadlines specified in the law. Any evaluation of Obamacare's performance has to take into account its implementation dates.

Yes, we finally have a year where premiums increased modestly but only after Republicans effectively repealed the individual mandate. A far more comprehensive set of reforms was narrowly defeated in the Senate by a spiteful never Trumper John McCain. Democrats offered no meaningful reforms instead they alternate between wailing about any Republican proposed changes to Obamacare and the need for bipartisan reform.

If Democrats take control of the House they are not looking to reform Obamacare even if they can wedge it into the impeachment carnival side show. They will be after the latest incarnation of socialized medicine, Medicare for all. LBJ believed the original Medicare would sew up a Democrat majority for generations, imagine what a massive expansion will do. Paying for it is someone else's problem.

When the voters rewarded Republicans for opposing Obamacare with a House majority, Senate Democrats simply ignored more than 60 Obamacare reform bills passed by the House. Of course Senate Republicans will be blamed as enemies of the People if they return the favor.
The PPACA, based overwhelmingly upon conservative and Republican health care proposals from the 1990's, was passed in 2010 on purely a purely partisan vote because Republicans had already adopted an "Oppose anything Obama/Democrat" position after passage of the American Recovery and Reinvestment Act of 2009 (ARRA).

The Democrats really did need Republican input into the legislation because it was based upon previous conservative/Republican proposals but the Republicans for purely partisan reasons refused to participate in the creation of the law or by voting for it.

Passed in 2010 the implementation of Obamacare under the law was effective in 2013 for both the individual and employer mandates. The federal government had not been able to create a "compliance form" for employers so the penalties associated with non-compliance for the employer mandate was deferred until 2014 when they would have a form to fill out reflecting compliance. The employers still has the requirement to comply with the law regardless of whether they would be penalized for a failure to comply

Republicans did not repeal the individual mandate. They repealed the penalties for non-compliance with the individual mandate.

Repealing the penalties for the individual mandate was just one more nefarious attempt by Republicans to force Obamacare to fail. It could eventually drive the premiums up, not down, in the future.

The premiums for 2019 do not reflect a modest "increase" in premium costs. They reflect a modest "decrease" in premium costs in spite of the removal of the penalty requirement for failure to comply with the Individual Mandate and other Trump/GOP attempts to make Obamacare fail.

Republicans did not win a majority in the House because of their opposition to Obamacare in 2010. They won a majority in the House because of white backlash against the election of a black president in 2008. This was the at the height of the racist "birther movement" if you'll recall.

House Republicans did not offer 60 attempts to reform Obamacare to the Senate. Republicans submitted 60 attempts to repeal Obamacare to the Senate. The "Repeal and Replace" rhetoric by Republicans always left out the "Replace" part because Republicans never had any proposal that would replace Obamacare with something better.

Democrats, on the other hand, have been submitting proposals to improve Obamacare since 2014 where the implementation in 2013 of Obamacare provided examples of what needed to be fixed with the law.

In March of 2014 the Democrats offered the following proposals to improve Obamacare.

Quote:
Introducing a lower-cost health insurance plan, called a “copper” plan, which would cover 50 percent of medical costs. The cheapest plan currently available through Obamacare, called the “bronze” plan, covers 60 percent of costs.

Expanding the availability of small-business tax credits under the law to companies with fewer than 50 employees, rather than 25 employees.

Increasing the threshold for the employer mandate, requiring that only companies with 100 or more employees provide health coverage. The current threshold is more than 50.

Making permanent the option for people to enroll in Obamacare coverage directly through insurers and independent websites, in addition to the federal website HealthCare.gov.
https://talkingpointsmemo.com/dc/sen...-fixes-package

In 2017 Democrats introduced new proposals to improve Obamacare (not to replace it with Medicare for all).

Quote:
Create an annual $15 billion reinsurance fund. ObamaCare had a reinsurance program for three years from 2014 to 2016 to provide payments to insurers that enroll higher-cost, sicker individuals.

Continue ObamaCare's insurer payments, which reimburse them for giving discounts to low-income patients. Insurers have blamed the uncertainty over whether these payments will continue as a reason for their proposed double digit rate increases in 2018.

Have "robust marketing strategies" to ensure that more people enroll during open enrollment periods.

Allow a buy-in option for Medicare for people nearing retirement age.

Expand tax credits by age, geography and income to help people buy insurance. Currently, about 84 percent of ObamaCare participants get a subsidy.

Expand the availability of catastrophic health plans that include essential health benefits and coverage for primary care for younger enrollees. These plans, meant to protect people from worst-scenarios, tend to have low monthly premiums and high deductibles.
https://thehill.com/policy/healthcar...-fix-obamacare

Republicans remain on the opposite end of what most Americans want on so many issues it's hard to keep track.

On the GOP tax cuts:
Quote:
Just 37 percent of registered voters said they supported the tax-cut laden law
https://www.politico.com/story/2018/...tax-law-656387

President Trump and the GOP opposed protections for DACA immigrants but the poll says:
Quote:
An overwhelming majority of Americans supports legal protections for certain undocumented immigrants brought to the U.S. as children, according to a new CBS News poll.

According to the survey, almost 9 in 10 respondents — 87 percent — said they believe that the so-called Dreamers should be allowed to remain in the U.S.
https://thehill.com/blogs/blog-brief...pients-to-stay

The GOP opposes universal background checks for firearms but the poll says:
Quote:
The latest polls and our checks with four polling experts indicate support [for universal background checks on all firearm purchases] is at 90 percent, give or take a few percentage points.
https://www.politifact.com/wisconsin...ecks-all-gun-/

On the confirmation of Brett Kavanaugh to the US Supreme Court the poll says:
Quote:
38 percent of voters say they oppose Kavanaugh’s nomination to serve on the nation’s highest court … compared with 34 percent who support his nomination
https://www.nbcnews.com/politics/fir...-grows-n911581

The GOP opposes the Roe v Wade decision but the poll says:
Quote:
A new poll from NBC News and the Wall Street Journal finds that 71 percent of American voters believe that the decision, which established a woman’s legal right to an abortion, should not be overturned. Just 23 percent say the ruling should be reversed.
https://www.nbcnews.com/politics/fir...w-high-n893806

Finally, on Obamacare that the House GOP has attempted to repeal over 60 times (without any viable replacement) the poll says:
Quote:
..a survey from the Pew Research Center found 54% of Americans approve of the Affordable Care Act while 43% disapprove.
https://www.cnn.com/2017/02/24/polit...igh/index.html

Perhaps someone can explain why the GOP is so consistently opposed to what the American people want for our nation?

One fix for Obamacare that Republicans and Democrats should universally agree upon, because it's been an unqualified success, is the ending of any state funding requirements for the Medicaid expansion. The 10% future state funding requirements made this optional for the states based upon a Supreme Court decision so that many states have refused to accept the expansion. In all states, including Republican states, that have accepted the expansion of Medicaid, the expansion has been a huge success.

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Based upon the corruption, brutality, inhumanity, immorality, dishonesty, and incompetence of the Trump administration the White House is the dirtiest house in America and there's no known cleanser that with remove the stains of the Trump Administration.
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Old 10-21-2018, 10:03 AM
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Default Re: Obamacare is finally working (and Republicans still want to kill it)

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Originally Posted by Lumara View Post
How so? Are more people on the public dole considered a success? As a taxpayer, I don't think so.
Well yes, more people dependent on the Federal government creates more loyal Democrat voters.
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Old 10-21-2018, 10:31 AM
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Default Re: Obamacare is finally working (and Republicans still want to kill it)

Quote:
Originally Posted by Lumara View Post
How so? Are more people on the public dole considered a success? As a taxpayer, I don't think so.
This has always provided Republicans with an opportunity to replace Obamacare if they wanted to.

All Americans tend to agree that people need health care and Republicans almost universally agree that private insurance is the best means for funding health care expenditures.

Obamacare targeted providing health insurance for working Americans that didn't have company provided group insurance where those that could afford to contribute to the costs of health insurance would with a subsidy for those households that couldn't afford to carry the entire cost of the health insurance. It also provided the expansion of Medicaid to provide government insurance to households that, although working, didn't have enough income to provide any funding for private insurance.

So let's predominately take the government out of this and let the private sector provide the insurance. Require all employers to either provide qualified group health insurance for their employees or contribute to a pool a fixed amount per hour that their employees can draw upon to obtain health insurance. Any shortfall in the pool can be addressed by increasing the hourly contribution by employers that don't provide group health insurance.

Now you have a private sector employer based health insurance program for the targeted group that Obamacare addresses that doesn't rely upon taxation to support it.
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Based upon the corruption, brutality, inhumanity, immorality, dishonesty, and incompetence of the Trump administration the White House is the dirtiest house in America and there's no known cleanser that with remove the stains of the Trump Administration.
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Old 10-21-2018, 10:42 AM
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Default Re: Obamacare is finally working (and Republicans still want to kill it)

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Originally Posted by AZRWinger View Post
Well yes, more people dependent on the Federal government creates more loyal Democrat voters.
There's no evidence I'm aware of that indicates households covered by Obamacare are more likely to be Republican or Democrat.

If we actually look at Democratic proposals the goal is to get people off of government welfare assistance. Increasing the federal minimum wage, for example, would remove people from the welfare roles by increasing their income so that they no longer qualify for welfare assistance.


FDR, in 1933, basically made a statement that would have prevented welfare assistance by the government.

Quote:
“No business which depends for existence on paying less than living wages to its workers has any right to continue in this country. By living wages, I mean more than a bare subsistence level — I mean the wages of a decent living.” (1933, Statement on National Industrial Recovery Act)
https://takingnote.blogs.nytimes.com...mum-wage/?_r=0

If people received a "decent wage" (compensation for employment) then they would receive health insurance as well as a retirement pension that included health insurance as a part of their "decent wage" and programs like Social Security, Medicare, Medicaid and many other forms of welfare would be eliminated because the people won't require those welfare benefits. Those benefits would be included in the compensation for their labor.
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Old 10-21-2018, 10:51 AM
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Default Re: Obamacare is finally working (and Republicans still want to kill it)

Quote:
Originally Posted by cnredd View Post
Absolutely hysterical!...

Read the two percentages I've put in blue bold...

Got that, folks?...

After premiums went UP 69-friggin' percent in the last three years (That's 23% A YEAR for the mathphobes), next year it'll go down...drum roll, please...

1-point-5 PERCENT!!!!!!...REJOICE!!!! IT'S WORKING!!!!! REJOICE!!!!!!...
Yes, premiums soared because the GOP in Congress failed to provide the agreed to in principle subsidies to the insurance companies for the shortfall in revenue because the high-cost sick people with pre-existing conditions were the first to sign up. Insurance companies set rates lower than what was required at the time depending upon the longer term requirements where "healthy" people would sign up to cover the costs of the initial "sick" people that signed up in the first few years.

Had the GOP controlled Congress provided the subsidies that everyone knew was required during the first few years until the insurance pools stabilized the insurance companies would not have been forced to dramatically increase the premium rates. This was all a part of the GOP plans to sabotage Obamacare by driving up rates and not even it worked because Obamacare kept on chugging along.
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"I always had a rule, if the White House is dirty on the inside, it's dirty on the outside." ShivaTD

Based upon the corruption, brutality, inhumanity, immorality, dishonesty, and incompetence of the Trump administration the White House is the dirtiest house in America and there's no known cleanser that with remove the stains of the Trump Administration.
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Old 10-21-2018, 11:12 AM
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Default Re: Obamacare is finally working (and Republicans still want to kill it)

Quote:
Originally Posted by ShivaTD View Post
This has always provided Republicans with an opportunity to replace Obamacare if they wanted to.

All Americans tend to agree that people need health care and Republicans almost universally agree that private insurance is the best means for funding health care expenditures.

Obamacare targeted providing health insurance for working Americans that didn't have company provided group insurance where those that could afford to contribute to the costs of health insurance would with a subsidy for those households that couldn't afford to carry the entire cost of the health insurance. It also provided the expansion of Medicaid to provide government insurance to households that, although working, didn't have enough income to provide any funding for private insurance.

So let's predominately take the government out of this and let the private sector provide the insurance. Require all employers to either provide qualified group health insurance for their employees or contribute to a pool a fixed amount per hour that their employees can draw upon to obtain health insurance. Any shortfall in the pool can be addressed by increasing the hourly contribution by employers that don't provide group health insurance.

Now you have a private sector employer based health insurance program for the targeted group that Obamacare addresses that doesn't rely upon taxation to support it.
How is: "Require all employers to either provide qualified group health insurance for their employees or contribute to a pool a fixed amount per hour that their employees can draw upon to obtain health insurance. "

Taking the government out if this? It's simply redirecting the cost. Basically the left's solution for everything.

Or the bolded.

3% or 9% (I've heard both) of the population pay 50% of the cost of government. That doesn't count the 50% we borrow and transfer the obligation to future generations.

Changing the name of a tax to something else does not make it a non tax.
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