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ObamaCare Discuss Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant to at the General Forum; When your maga hat melts https://slate.com/business/2018/08/t...nt-to-ban.html The Affordable Care Act was designed, in large part, to ban cruddy health insurance. ...

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Old 08-01-2018, 08:35 PM
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Default Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant to

When your maga hat melts

https://slate.com/business/2018/08/t...nt-to-ban.html

Quote:
The Affordable Care Act was designed, in large part, to ban cruddy health insurance. Before the law was passed, shoppers often tried to save money on their coverage by purchasing plans with meager benefits that didnít help much if they got sick with cancer or needed an expensive prescription or were badly injured in a car wreck. Obamacare sought to end that by requiring health plans to cover a standard package of services, no matter who bought them.
Quote:
The Trump administration is now bringing cruddy back. In yet another aggressive move to undermine the Affordable Care Act, it issued a new regulation on Wednesday that will make it easier for companies to sell inexpensive insurance plans that are not required to offer basic benefits and can discriminate against Americans with pre-existing conditions.
see the shLt he does with whores and attacking people is smoke to cover his bad policy directed at helping only his payola.
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Old 08-01-2018, 08:55 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

Lots of people don't want to pay for basic stuff.
I don't need insurance to cover my annual office visits. Kinda like I don't pay car insurance to cover my oil changes.
I don't need insurance to cover my once every 7-10 years tetanus shot. Kinda like I don't pay home owners insurance to refresh the coolant in my air conditioner.

The whole point of insurance is to cover unexpected catastrophic and rare incidences. Not to pay for normal and expected things. Somewhere along the line some people decided that health insurance should cover all health related issues, that is not what insurance was designed for.

I would much rather prefer an insurance policy that was cheap and didn't cover a damn thing until I hit $XX in expense and then have it cover 100% beyond the $XX. Let the rate be based upon what ones $XX threshold is.
Just throwing some random numbers out there, but maybe Joe is willing to pay $200 a month to get coverage that kicks in after $5000 for an incident and Jane is willing to pay $100 a month to get coverage that kicks in after $10,000 for an incident. Kinda like the insurance for your car is cheaper if you choose a higher deductible (that you can afford to cover on your own), and your car insurance doesn't cover the annual checkup (oil change).
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Old 08-01-2018, 09:12 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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Originally Posted by Bat View Post
Lots of people don't want to pay for basic stuff.
I don't need insurance to cover my annual office visits. Kinda like I don't pay car insurance to cover my oil changes.
I don't need insurance to cover my once every 7-10 years tetanus shot. Kinda like I don't pay home owners insurance to refresh the coolant in my air conditioner.

The whole point of insurance is to cover unexpected catastrophic and rare incidences. Not to pay for normal and expected things. Somewhere along the line some people decided that health insurance should cover all health related issues, that is not what insurance was designed for.

I would much rather prefer an insurance policy that was cheap and didn't cover a damn thing until I hit $XX in expense and then have it cover 100% beyond the $XX. Let the rate be based upon what ones $XX threshold is.
Just throwing some random numbers out there, but maybe Joe is willing to pay $200 a month to get coverage that kicks in after $5000 for an incident and Jane is willing to pay $100 a month to get coverage that kicks in after $10,000 for an incident. Kinda like the insurance for your car is cheaper if you choose a higher deductible (that you can afford to cover on your own), and your car insurance doesn't cover the annual checkup (oil change).
that's a bunch of horse malarky you heard during the propaganda explosion surriunding obama care.
and you know it
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Old 08-01-2018, 09:15 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

Quote:
Originally Posted by Bat View Post
Lots of people don't want to pay for basic stuff.
I don't need insurance to cover my annual office visits. Kinda like I don't pay car insurance to cover my oil changes.
I don't need insurance to cover my once every 7-10 years tetanus shot. Kinda like I don't pay home owners insurance to refresh the coolant in my air conditioner.

The whole point of insurance is to cover unexpected catastrophic and rare incidences. Not to pay for normal and expected things. Somewhere along the line some people decided that health insurance should cover all health related issues, that is not what insurance was designed for.

I would much rather prefer an insurance policy that was cheap and didn't cover a damn thing until I hit $XX in expense and then have it cover 100% beyond the $XX. Let the rate be based upon what ones $XX threshold is.
Just throwing some random numbers out there, but maybe Joe is willing to pay $200 a month to get coverage that kicks in after $5000 for an incident and Jane is willing to pay $100 a month to get coverage that kicks in after $10,000 for an incident. Kinda like the insurance for your car is cheaper if you choose a higher deductible (that you can afford to cover on your own), and your car insurance doesn't cover the annual checkup (oil change).
these sucker plans that don't cover anything when you see the fine print were outlawed under a component of obama care.
but that's ok, keep pushing the fascists line for them and the country will turn harder left than even bernie wants to go
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Old 08-01-2018, 09:59 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

It isn't "junk insurance." It is a reasonable alternative for some people. Since I hardly ever go to the doctor, I had a low-cost, catastrophic plan that I was happy with. Then the ACA ended that alternative and my insurance cost would have increased fourfold uner Obamacare. Fortunately, I learned that I could get free healthcare through the VA. If that hadn't been an option, I was going to join an insurance co-op where my monthly premium would have been the same as my now-defunct catastrophic insurance plan that I was happy with.

I think it is wonderful that Trump is offering people an alternative to the outrageous premiums that those who cannot receive subsidies with Obamacare must pay.
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Old 08-01-2018, 10:02 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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Originally Posted by saltwn View Post
these sucker plans that don't cover anything when you see the fine print were outlawed under a component of obama care.
but that's ok, keep pushing the fascists line for them and the country will turn harder left than even bernie wants to go
Do you ever have any idea what you are talking about?

It's always wise to read the fine print before purchasing anything.

The fine print here being removed is the ability under Obamacare to purchase preexisting care for a few hundred bucks while being wheeled into the operating room for a couple million dollar operation. Somebody has to pay for that coverage.
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Old 08-01-2018, 10:23 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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Originally Posted by saltwn View Post
that's a bunch of horse malarky you heard during the propaganda explosion surriunding obama care.
and you know it
Nope, the scam is Obamacare's requirement for 10 areas of health care coverage for all policies and the banning of underwriting for pre existing conditions. The former forces people to buy insurance coverage they will never be able to use or don't want. The latter as ACA architect Jonathan Gruber admitted was a trick to soak the other ratepayers to pay for the health insurance of others.
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Old 08-01-2018, 10:38 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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Originally Posted by Lumara View Post
It isn't "junk insurance." It is a reasonable alternative for some people. Since I hardly ever go to the doctor, I had a low-cost, catastrophic plan that I was happy with. Then the ACA ended that alternative and my insurance cost would have increased fourfold uner Obamacare. Fortunately, I learned that I could get free healthcare through the VA. If that hadn't been an option, I was going to join an insurance co-op where my monthly premium would have been the same as my now-defunct catastrophic insurance plan that I was happy with.

I think it is wonderful that Trump is offering people an alternative to the outrageous premiums that those who cannot receive subsidies with Obamacare must pay.
no. it is meant to screw people. that policy you had probably wasn't worth the paper it was printed on.
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Old 08-01-2018, 10:40 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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Originally Posted by AZRWinger View Post
Nope, the scam is Obamacare's requirement for 10 areas of health care coverage for all policies and the banning of underwriting for pre existing conditions. The former forces people to buy insurance coverage they will never be able to use or don't want. The latter as ACA architect Jonathan Gruber admitted was a trick to soak the other ratepayers to pay for the health insurance of others.
here we go with your brainwashed talking points
that affordable h care was good and somebody told you it wasn't. do you have any life experience with insurance?
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Old 08-01-2018, 11:49 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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no. it is meant to screw people. that policy you had probably wasn't worth the paper it was printed on.
You obviously have no idea what you're talking about. That policy didn't require me to pay an outrageous premium to cover a myriad of things I would never need. Obamacare is what screwed many people, and alternatives are necessary since our do-nothing Congress hasn't overturned the enormous wealth-redistribution scheme known as the ACA.
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