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ObamaCare Discuss Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant to at the General Forum; Gallup did a survey over a half-year earlier than when ObamaCare was passed in the middle of the night and ...

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Old 08-02-2018, 12:07 AM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

Gallup did a survey over a half-year earlier than when ObamaCare was passed in the middle of the night and signed by a lying president...

Cost Is Foremost Healthcare Issue for Americans

Quote:
Americans are broadly satisfied with the quality of their own medical care and healthcare costs, but of the two, satisfaction with costs lags. Overall, 80% are satisfied with the quality of medical care available to them, including 39% who are very satisfied. Sixty-one percent are satisfied with the cost of their medical care, including 20% who are very satisfied.
You know who was satisfied with health insurance?...The 85% of the people PAYING FOR IT!...

You know who wasn't satisfied?...The 15% who were NOT PAYING FOR IT!...

Quote:
There is a clear gulf in these perceptions between the health insurance haves and have-nots. According to a Sept. 11-13 USA Today/Gallup poll, the 85% of Americans with health insurance coverage are broadly satisfied with the quality of medical care they receive and with their healthcare costs. At 79%, satisfaction with costs among Medicare/Medicaid recipients is particularly high.

The 15% who are uninsured are far less satisfied with the quality of their medical care (50% are satisfied), and only 27% are satisfied with their healthcare costs. (Sixty-nine percent are dissatisfied with their costs.)
Now...With broad majorities in the survey (even a super-majority) satisfied, look how Slate tries to create a new narrative...

Quote:
The Affordable Care Act was designed, in large part, to ban cruddy health insurance.

The Trump administration is now bringing cruddy back
See folks?

An overwhelming majority were satisfied, but elite Liberals come down from their ivory tower to tell you that you're ignorant and don't know any better, so they have to re-educate you on how you feel about stuff...
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Old 08-02-2018, 09:51 AM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

Obamacare cost me over $40K

For 30years my wife and I carried catastrophic health care insurance. we paid cash for doctor visits and stayed healthy by proper living and paying close attention to what our doctor advised.

ACA shut down our catastrophic coverage. Cathy had about 9 months before she was eligible for Medicare and since her preexisting condition ( cancer survivor for 20 years) made personal insurance expensive she opted to take a chance. Bad choice yes because she then two emergency surgeries each exceeding $20K.

So after 30 years of being responsible we were caught in the change which had promised we could "keep our doctor and our insurance if we liked it."

Obamacare was a rip off of the American worker for the benefit of big pharma, the so called evil insurance industry, and those who won't get out of bed, go to work and pay their fair share..

BTW, Thanks to the Trump economic boom, we will likely be able to payoff and settle these two debts later this year.
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Old 08-02-2018, 10:55 AM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

Quote:
Originally Posted by saltwn View Post
here we go with your brainwashed talking points
that affordable h care was good and somebody told you it wasn't. do you have any life experience with insurance?
There you go again with your childish attacks. Anyone who disagrees with you is "brainwashed " how convenient this relieves you of having to respond to the fact based assertions presented.

Not a word about Obamacare's mandatory coverage and the ban on underwriting for pre existing conditions resulting healthy people being forced into subsidizing insurance for others. Instead of thinking you just emote. What's the matter, didn't the Young Jerks provide you with a spam video you use?
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Old 08-02-2018, 11:11 AM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

Quote:
Originally Posted by FrancSevin View Post
Obamacare cost me over $40K

For 30years my wife and I carried catastrophic health care insurance. we paid cash for doctor visits and stayed healthy by proper living and paying close attention to what our doctor advised.

ACA shut down our catastrophic coverage. Cathy had about 9 months before she was eligible for Medicare and since her preexisting condition ( cancer survivor for 20 years) made personal insurance expensive she opted to take a chance. Bad choice yes because she then two emergency surgeries each exceeding $20K.

So after 30 years of being responsible we were caught in the change which had promised we could "keep our doctor and our insurance if we liked it."

Obamacare was a rip off of the American worker for the benefit of big pharma, the so called evil insurance industry, and those who won't get out of bed, go to work and pay their fair share..

BTW, Thanks to the Trump economic boom, we will likely be able to payoff and settle these two debts later this year.
Sorry to hear that. It cost me and my family well of $50k.

My wife and I also lived a healthy lifestyle and had insurance coverage through my employer. For years, the employer covered the cost of the insurance. Then about 15 years ago, they began to require that employees pick up a part of the cost. Not a big deal as it was rather minimal, about $30-$40 a month. The deductibles were still rather reasonable, although they did creep up to about $1500 for the family.

Then the ACA passed. My monthly contribution was raised to about $200 a month and my deductible soared to $9000 with a $14,500 out of pocket max.

Then in Dec of 2012, I was hospitalized with pneumonia and a strep group A infection and placed on life support for 3 weeks. I was in ICU for over a month and then spend another 6 weeks in a Transitional Care Unit (TCU).

This happened on Dec 30th. Therefore not only did I meet my deductible and out of pocket max for 2012, I also met it very early in 2013. That put me in the hole by $29,000 in a very short time where prior to the ACA, it would have been less that $5000.

Then in 2014, I tore my left bicep from my forearm, then had to have both knees replaced. There was another $14,500.

Then when I thought I was in the clear, in 2015 I had emergency surgery to remove my appendix. Fortunately, I didn't it the $14,500 max, but did hit the $9,000 out deductible.

So, since the ACA, I have had to pay a little over $50,000 out of pocket. Had I been able to keep my insurance like Obama promised, I would have been responsible for less than $10,000.

Thanks Obama. It did wonders for me.
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Old 08-02-2018, 11:19 AM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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Originally Posted by jimbo View Post
Do you ever have any idea what you are talking about?

It's always wise to read the fine print before purchasing anything.

The fine print here being removed is the ability under Obamacare to purchase preexisting care for a few hundred bucks while being wheeled into the operating room for a couple million dollar operation. Somebody has to pay for that coverage.
While I agree with your post, I feel that people should be able to buy healthcare insurance 'as they are being wheeled into the operating room', but at an increased premium to cover those 'known' expenses that they didn't bother insuring against previously.
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Old 08-02-2018, 11:25 AM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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Originally Posted by saltwn View Post
that's a bunch of horse malarky you heard during the propaganda explosion surriunding obama care.
and you know it
You seriously can't believe what you just posted.

Point one, do you have any idea, at all, what the 'basics' that the PPACA required to be in those policies?

Point Two, not everybody 'qualified' for their health insurance to be paid for with other people's money. Therefore, those people's premiums were astounding - mine went up about 100%, and the spouses catastrophic policy was forfeited on the PPACA alter.... his monthly premium had been around $250 for a $5000 deductible, and when forced to my medical plan through my employer, increased my premium by $500 per month +/-. My monthly premium is now $900+ per month.

Yup, the PPACA was a wonderful thing.....for those on the subsidy side of it.
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Old 08-02-2018, 11:26 AM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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Originally Posted by GottaGo View Post
While I agree with your post, I feel that people should be able to buy healthcare insurance 'as they are being wheeled into the operating room', but at an increased premium to cover those 'known' expenses that they didn't bother insuring against previously.
I have to take exception to that. That would be like calling to buy home insurance as your house is slowly burning to the ground.
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Old 08-02-2018, 12:23 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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Originally Posted by GottaGo View Post
While I agree with your post, I feel that people should be able to buy healthcare insurance 'as they are being wheeled into the operating room', but at an increased premium to cover those 'known' expenses that they didn't bother insuring against previously.
If you have somebody who is willing to insure you against a no longer risk but a new certainty, then of course you should be allowed to strike a deal.
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Old 08-02-2018, 12:25 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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I have to take exception to that. That would be like calling to buy home insurance as your house is slowly burning to the ground.
Again, if you can find a taker, why not? The market doesn't protect itself from fools.
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Old 08-02-2018, 01:58 PM
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Default Re: Trump Has Brought Back the Kind of Junk Health Insurance That Obamacare Was Meant

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Again, if you can find a taker, why not? The market doesn't protect itself from fools.
I don't have a problem with an insurance company, choosing on it's own to insure people with preexisting conditions. I have a problem with the government mandating it.
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