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Law & Order Discuss Soldier in Iraq Loses Home Over $800 Debt at the Political Forums; Originally Posted by Stinger Then they are not community pools they are privately owned and the people who own them ...

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Old 06-04-2010, 06:14 PM
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Default Re: Soldier in Iraq Loses Home Over $800 Debt

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Then they are not community pools they are privately owned and the people who own them charge the members else you can't use it.



And if you refuse to pay?




You don't get the benefit unless you pay for it.

But the issue here is that they DID agree to pay the monthly dues for the amenities in which they have common ownership.
There is something that just doesn't seem to be working in the proper manner.

No officer, with todays training I would like to think, is going into any agreement without reading it and understanding it.

And no trooper overseas, would want to lose his home no matter what is valued at.

This might go to a higher judge. If this officer can get decent help on this end. Or he might as you pointed out might be able to do it all over the internet.
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Old 06-04-2010, 06:25 PM
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Default Re: Soldier in Iraq Loses Home Over $800 Debt

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Originally Posted by Stinger View Post
Then they are not community pools they are privately owned and the people who own them charge the members else you can't use it.



And if you refuse to pay?




You don't get the benefit unless you pay for it.

But the issue here is that they DID agree to pay the monthly dues for the amenities in which they have common ownership.
IMHO you don't "own" those privileges because your HOA can be taken over by some nut wad who screws the pooch. This may be when you are old and feeble minded or don't care any more. And you have to pay more for your mortgage to get these "exclusives" plus you're stuck with that fee the rest of your days or till you sell out.
My way we pay if we want the service, not if we don't. My mortgage will reflect the current trends in a neighborhood, but no one can entice me with these extras.
I am not saying you are wrong. Neither of us is as I think you would agree since this is simply a matter of taste, convenience, etc.
I guess I got some of my Stoicism from an uncle who never bought a car with an ash tray, radio or air conditioning if it could be got cheaper without these amenities. The rest is just native stubbornness and a sense of non conformity that evolved through the years.
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Old 06-04-2010, 06:31 PM
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Default Re: Soldier in Iraq Loses Home Over $800 Debt

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IMHO you don't "own" those privileges because your HOA can be taken over by some nut wad who screws the pooch.
No they are the commonly owned amenities and the HOA is run by a board of elected property owners.

Quote:
And you have to pay more for your mortgage to get these "exclusives" plus you're stuck with that fee the rest of your days or till you sell out.
You may pay more for your mortgage because the property is worth more because of the common amenities and yes you will pay as long as the association is in existent and you were told all of this up front. But it is not part of your mortgage.

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My way we pay if we want the service, not if we don't.
Not if it is a public amenity and in my way if you don't want to pay don't buy property in the subdivision.

Quote:
I am not saying you are wrong. Neither of us is as I think you would agree since this is simply a matter of taste, convenience, etc.
Yes, I didn't want to pay to build a pool (and use up my property for it) and tennis courts and a stable and a golf course nor have to maintain them myself, but I live in a subdivision that offers them through our POA and I pay a monthly dues.
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Old 06-04-2010, 06:37 PM
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Default Re: Soldier in Iraq Loses Home Over $800 Debt

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No they are the commonly owned amenities and the HOA is run by a board of elected property owners.



You may pay more for your mortgage because the property is worth more because of the common amenities and yes you will pay as long as the association is in existent and you were told all of this up front. But it is not part of your mortgage.



Not if it is a public amenity and in my way if you don't want to pay don't buy property in the subdivision.



Yes, I didn't want to pay to build a pool (and use up my property for it) and tennis courts and a stable and a golf course nor have to maintain them myself, but I live in a subdivision that offers them through our POA and I pay a monthly dues.
Let me make clear I see your point and you sound quite happy with your choice. I on the other hand get a kick out of having what I want without paying a dime more than I have to. It's a happy exercise I have enjoyed most of my life. When I walk away from a deal meaning to run the price down I have the fortitude to stand by my decision if the salesman doesn't cave.
Anyway we've given this horse a good run.
Thanks for the discussion.
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Old 06-04-2010, 07:52 PM
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Default Re: Soldier in Iraq Loses Home Over $800 Debt

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Let me make clear I see your point and you sound quite happy with your choice. I on the other hand get a kick out of having what I want without paying a dime more than I have to. It's a happy exercise I have enjoyed most of my life. When I walk away from a deal meaning to run the price down I have the fortitude to stand by my decision if the salesman doesn't cave.
Anyway we've given this horse a good run.
Thanks for the discussion.
Yes, we made the conscious decision to live in a neighborhood where our $35 a month gets us 3 pools (including an Olympic size with full diving pool and a pool designed for younger children and then another just regular pool all in different locations though out the area), riding stables, 36 holes of golf, tennis courts, a yacht club and upkeep of common grounds all of which add immensely to our property value, that way I don't have to spend a dime more than I want to for all of those activities.

And if I then refuse to pay my share yep they will put a lien on my home.

Enjoy your arraignment as much as I enjoy mine!
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