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Old 01-08-2020, 10:29 PM
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Default Joe Biden's free ride is over

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Joe Biden's free ride is over


oe Biden has had a bizarrely easy time of it as the frontrunner of the 2020 Democratic presidential primary. Few of his competitors have attacked him directly, and those who did (like Kamala Harris and Julián Castro) have mostly dropped out of the race.

However, it appears Biden's free ride is finally coming to an end. With actual primaries coming up soon and no sign his lead is disappearing, his top rivals Bernie Sanders and Elizabeth Warren have begun attacking his record — Sanders explicitly, and Warren with the release of a bankruptcy reform plan that would overturn one of the blackest marks on Biden's Senate career. It's high time Biden's record got close scrutiny.

Let's take them in turn. On Anderson Cooper's CNN show recently, Sanders pointed out that Biden had been on the wrong side of almost every major policy question for the last 30 years. He supported free trade agreements with Canada, Mexico, and China that devastated the American industrial base. (A study from the Economic Policy Institute found that the trade deficit with China alone killed 2.7 million American jobs just between 2001 and 2011.) Biden repeatedly pushed for cuts to Social Security, Medicare, Medicaid, and veterans benefits. He voted for the Iraq War — indeed, he voted against attempted amendments that would have added conditions making it harder to invade.

Incidentally, of late Biden has taken to claiming that he opposed the Iraq War from "the moment it started," but as a July 2003 speech he gave at the Brookings Institution shows ("I voted with my colleagues to give the president of the United States of America the authority to use force, and I would vote that way again today. It was the right vote then and it would be a correct vote today"), that is a straight-up lie.

Finally, Biden supported the 2005 bankruptcy reform that made the process dramatically more onerous and slanted towards creditors. Warren's new proposal is focused on this disaster. Currently there are two main processes for ordinary people: Chapter 7 and Chapter 13. The former is what most people think of when they consider bankruptcy — you sell off your assets to your creditors (except for a few exempt items depending on state laws, often primary residences or retirement accounts), your debts are wiped out, and you get a fresh start (but with a major dent in your credit rating). Chapter 13 is more like a repayment plan, not a real bankruptcy.

As inequality grew and grew starting in the 1970s, Americans had come to rely more and more on consumer credit to keep up with expenses. But without solid wage growth to make them more creditworthy, people began using the Chapter 7 process more and more to escape from unpayable debt. The consumer lending industry, including credit card company toadies like then-Senator Biden, began arguing that bankrupt Americans were simply deadbeats, and pushing to make the bankruptcy process much more brutal.

Warren herself initially bought this narrative, but her close study of the bankruptcy process revealed it to be utter trash. People were not "abusing" bankruptcy; it was just an increasingly necessary option of last resort. The consumer lending industry just wanted to make it easier to trap people in debt peonage. Nevertheless, after years of effort, Biden and the other credit card goons in Congress finally passed the reform bill in 2005, which added stringent new means tests on the Chapter 7 process, made it almost impossible to get rid of student loan debt, and pushed people towards the fake Chapter 13 option. (Unsurprisingly, all the worst predictions of the bill's effects came to pass.)

Warren's proposal would replace this mess with a single bankruptcy process far more fair to middle-class debtors. The means tests would be removed, and a single standard for protected assets like homes and cars would be imposed. People would get greater latitude to spend on household necessities, and student loan debt would be able to be written off. She also would legalize "cramdown," or allowing the modification of mortgage debt in bankruptcy — something the Obama administration promised to do but reneged because it would have harmed the big banks (yet another stain on Biden's record). Meanwhile, loopholes that allow rich people like Donald Trump (as usual the only people actually committing any abuses in this area) to profit enormously from other forms of bankruptcy would be closed.

All in all, Warren's reform would be a godsend for millions of Americans — and an indirect demonstration that one of Biden's major "accomplishments" in Congress was a corrupt disaster.

It bears repeating that Biden is just a wretchedly unsuitable candidate for 2020. His atrocious record in Congress aside (don't forget teaming up with southern Dixiecrats to stop school integration!), he has long been on the right wing of a party that is quickly moving left, and much of his family has eagerly cashed in on his political connections. Hunter Biden gets all the attention with his ludicrous $50,000 a month job sitting on the board of a Ukrainian oil company, but Joe's brother James also reportedly traded openly on the family name while running an investment fund.

While there is no evidence whatsoever Biden did anything concrete to help his family in their business endeavors, all this is still extremely sleazy. He's not exactly the guy you want running against Mr. "Drain the Swamp."

Biden has also plainly lost a step mentally, often getting confused about current events and the subjects of discussion. READ MORE
Seems like the top candidates would be so similar it would depress voter turn out.
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Old 01-09-2020, 12:04 AM
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Default Re: Joe Biden's free ride is over

All three dems are pathetic....

Bernie, Joe and Liz are not electable, period....
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Old 01-09-2020, 11:01 AM
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Default Re: Joe Biden's free ride is over

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Originally Posted by saltwn View Post
Seems like the top candidates would be so similar it would depress voter turn out.
Agree!

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Originally Posted by Dave1 View Post
All three dems are pathetic....

Bernie, Joe and Liz are not electable, period....
Agree

What a day, I seldom agree with either of you. Today you both got it right.

Either you or I must be on new meds???

Perhaps it's aa re arrangement of celestial bodies or planet re-alignment

Or, an out of balance Karma???

The Democratic lineup has nothing to offer. Bernie would be a hail Mary pass chucked downfield and out of bounds. No one really wants to receive it
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Old 01-09-2020, 11:11 AM
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Default Re: Joe Biden's free ride is over

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Originally Posted by FrancSevin View Post
Agree!



Agree

What a day, I seldom agree with either of you. Today you both got it right.

Either you or I must be on new meds???

Perhaps it's aa re arrangement of celestial bodies or planet re-alignment

Or, an out of balance Karma???

The Democratic lineup has nothing to offer. Bernie would be a hail Mary pass chucked downfield and out of bounds. No one really wants to receive it
No doubt about that....
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Old 01-09-2020, 11:22 AM
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Default Re: Joe Biden's free ride is over

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No doubt about that....


That does, I'm calling my therapist.
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Old 01-09-2020, 11:26 AM
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Default Re: Joe Biden's free ride is over

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Originally Posted by Dave1 View Post
All three dems are pathetic....

Bernie, Joe and Liz are not electable, period....
I wish they did have someone I could consider. While I appreciate the nice economy, there should be no such thing as a 'shoe-in' for President.

While Evan McMullin had some strength in 2016 as an Independent, but he's now moved to the Constitution party, which I'm not so hot on.

I'll have to wait out the culling of the herds, before I'll pin a tail on a donkey.
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Old 01-09-2020, 05:39 PM
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Default Re: Joe Biden's free ride is over

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I wish they did have someone I could consider. While I appreciate the nice economy, there should be no such thing as a 'shoe-in' for President.

While Evan McMullin had some strength in 2016 as an Independent, but he's now moved to the Constitution party, which I'm not so hot on.

I'll have to wait out the culling of the herds, before I'll pin a tail on a donkey.
The only problem is a democrat candidate, in order to compete, would have to be honest, intelligent, and willing to pay some attention to the law and the constitution. Currently those three qualities are instant disqualifiers for any DNC candidate.
I would dearly love to see an alternative candidate, but it ain't coming from the dems this time around.
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Old 01-09-2020, 10:11 PM
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Default Re: Joe Biden's free ride is over

Quote:
Originally Posted by FrancSevin View Post
Agree!



Agree

What a day, I seldom agree with either of you. Today you both got it right.

Either you or I must be on new meds???

Perhaps it's aa re arrangement of celestial bodies or planet re-alignment

Or, an out of balance Karma???


The Democratic lineup has nothing to offer. Bernie would be a hail Mary pass chucked downfield and out of bounds. No one really wants to receive it
that was gold
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Joe Biden c1987
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Old 01-11-2020, 02:38 AM
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Default Re: Joe Biden's free ride is over

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All three dems are pathetic....

Bernie, Joe and Liz are not electable, period....
Compared to tRUmp they are all Gods.
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Old 01-12-2020, 05:17 PM
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Default Re: Joe Biden's free ride is over

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Compared to tRUmp they are all Gods.
Why don't you drop the facade and tell us how your really feel? Please don't hold back.
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