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| Economics Discuss Healthcare debate misses the point at the Political Forums; I am watching the this healthcare thing head the same direction as usual. The people are being given the same ... |
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The American people need to stand up to the insurance companies, no matter how hard it hurts, and cancel their policies en masse for six months as a protest.
I've had health insurance for over a decade... different companies as I've changed jobs and employers have changed providers... some much better than others, but none of them good. Most of my claims which are 110% valid have been denied - no reason given by the insurance company, and no possible recourse. Most recently I had to pay $320 out of pocket for an annual physical because my insurance doesn't cover those unless a $200 deductible is met first, and they don't cover the cholesterol test I got. I've had insurance with deductibles before, but they also always covered things like well-checks despite no deductible being paid. This was Blue Cross/Blue Shield to boot - it may as well have been insurance purchased through some unsolicited sham spam email, for all the good it has done me. $1300 a year for 3 years, and they haven't paid ONE RED CENT ON A SINGLE F*^#ING CLAIM!!! ![]() You can sue anyone anytime in this country for no good reason, even the federal government, but congress made sure that a person doesn't have the right to sue an insurance company - and these same congress-critters that sought that type of protection for their special interest are the ones that don't want any type of healthcare reform - gee, I wonder why. I could sue Obama for swatting that fly - I'd lose and have to pay outrageous court fees... but I could do it, if I could find a lawyer dumb enough to take on a case that has less than no chance of winning... But even if I have a legitimate claim in to an insurance company, for a procedure that they should pay for according to their own rules - if they refuse to pay and give me no reason, I can't even call them and ask why or take them to court - they have more power than the POTUS, congress or the SCOTUS.
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"Power always has to be kept in check; power exercised in secret, especially under the cloak of national security, is doubly dangerous." -William Proxmire “Patriotism is supporting your country all the time, and your government when it deserves it.” - Mark Twain |
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We definitly need to bypass the pols somehow because to many on both sides are getting too much money from the lobby. Fienstien is alrready dragging her feet. This stuff is way out of hand. I like your idea though. We should have a general strike on insurance cost. I like it.
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Truth, Justice and the American way |
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One more thing. We should make congress give up their health insurance until the fix the problem.
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Truth, Justice and the American way |
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I agree with the idea of getting gov't out of the healthcare business as much as possible. Let's cut out the middleman and allow employers to deuct healthcare costs directly from their taxes. We'd see more self-funded insurance programs (we have one where I work where only major medical is paid by an insurer and the rest is paid by the fund) and we'd cut out all of the gov't's inefficiencies. It also would increase the number of employers providing medical coverage. We need a safety net for those who are unemployable (with some exceptions such as primary care-givers), but that's about it.
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Our nation has not always lived up to its ideals, yet those ideals have never ceased to guide us. They expose our flaws, and lead us to mend them. We are the beneficiaries of the work of the generations before us and it is each generation's responsibility to continue that work. - Laura Bush Leftists and very small children don't seem to be able to understand that the Government isn't there to "fix" the economy, anymore than a tick is there to fix your dog.~Oftencold |
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...and that will happen right after the 43rd monkey flies out my butt.
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Our nation has not always lived up to its ideals, yet those ideals have never ceased to guide us. They expose our flaws, and lead us to mend them. We are the beneficiaries of the work of the generations before us and it is each generation's responsibility to continue that work. - Laura Bush Leftists and very small children don't seem to be able to understand that the Government isn't there to "fix" the economy, anymore than a tick is there to fix your dog.~Oftencold |
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How do you control ridiculous profit taking by insurers? No matter who they are? They don't want to insure everyone for everything. Not enough incentive as long as you can just take the cream. We have to control costs. If it was a thing that we choose like cable TV I could be more easily convinced. But when it comes to our families health we are held hostage. Why should we pay $50 for things we can buy in Canada for $8? Because we are powerless against this industry.
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Truth, Justice and the American way |
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Our nation has not always lived up to its ideals, yet those ideals have never ceased to guide us. They expose our flaws, and lead us to mend them. We are the beneficiaries of the work of the generations before us and it is each generation's responsibility to continue that work. - Laura Bush Leftists and very small children don't seem to be able to understand that the Government isn't there to "fix" the economy, anymore than a tick is there to fix your dog.~Oftencold |
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My health insurance is deductable now. Its the cost that is out of hand. Its doubled in 9 years. I think Conrad has proposed some coop situation. How do we get the medical costs down? I mean shouldn't I be free to buy my drugs from other countries.
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Truth, Justice and the American way |
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As it is you can get your meds in Canada or Mexico... just be careful on the return trip.
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"Power always has to be kept in check; power exercised in secret, especially under the cloak of national security, is doubly dangerous." -William Proxmire “Patriotism is supporting your country all the time, and your government when it deserves it.” - Mark Twain |
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