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Economics Discuss Elizabeth warren is right. Time to admit medicare for all saves americans money, tax at the Political Forums; Originally Posted by Bat Well, that is a flat out lie. I have long term care insurance that does cover ...

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Old 10-24-2019, 07:37 AM
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Default Re: Elizabeth warren is right. Time to admit medicare for all saves americans money,

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Originally Posted by Bat View Post
Well, that is a flat out lie.
I have long term care insurance that does cover in home care which would include care for ALS.
Medicare does not include coverage for in home care, expanding it to everybody will not change that.
My private HC insurance also covered mine when I needed it. I have no idea what Salt is talking about. My guess is that she doesn't either.
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Old 10-24-2019, 08:31 AM
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Default Re: Elizabeth warren is right. Time to admit medicare for all saves americans money,

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Originally Posted by saltwn View Post
youre full of it
if my husband who had semi-retired at the time had not had medicare he would now be dead of cancer.
Your husband survived cancer because of the medical care available when he had it. That Medicare paid is a convenience for which you had no choice.

I'm on Medicare now. Not because I want to be, but because for over 60 years I paid for it. As part of Social Security, the gubmit took up to 15% of my paycheck every week. In part to pay for Medicare costs.

Keep in mind, that was to provide retirement income and medical care to insure just me. And only cover for the last 10 to 30 years of my life. With only one in three people earning a paycheck, imagine what the gubmint will need to take to cover everyone for coverage over an entire lifetime. And still have enough to dole out a monthly SS allowance.

Also keep in mind that half the USA working nation pays little or no income taxes. So robbing the general treasury will burden it as well. Said another way, all taxes will rise. We can tax the rich for a while but eventually they and their money will be exhausted or have left the country.

Then what?

Can you say Venezuela?
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Old 10-24-2019, 10:52 AM
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Default Re: Elizabeth warren is right. Time to admit medicare for all saves americans money,

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Originally Posted by Bat View Post
Well, that is a flat out lie.
I have long term care insurance that does cover in home care which would include care for ALS.
Medicare does not include coverage for in home care, expanding it to everybody will not change that.
It is only partially correct to say that Medicare does not cover long-term care.

The original Medicare does not (although it does, of course, cover physicians' services there).

But Medicare Advantage plans do cover long-term care.
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Old 10-24-2019, 10:57 AM
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Default Re: Elizabeth warren is right. Time to admit medicare for all saves americans money,

One significant problem that I have with Elizabeth Warren's answer here is that it simply skirted the question.

A more direct (and honest) answer would have been: Yes, it will raise middle-class Americans' taxes. (Then, if she truly believes that it will, nonetheless, save these people money overall, she could have added that point.)

Typical politician...
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Old 10-24-2019, 11:03 AM
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Default Re: Elizabeth warren is right. Time to admit medicare for all saves americans money,

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Originally Posted by saltwn View Post
youre full of it
if my husband who had semi-retired at the time had not had medicare he would now be dead of cancer.
How about you educate yourself on the subject, other than your limited scope of liberal offerings of non-information?

No one is saying to eliminate Medicare to assist the elderly and infirm, so you can take that stupidity out of the mix. The basis is it should not be inflicted on everybody, nor should providers be inflicted with a program that reduces their reimbursements to virtually nothing. Reasoning being, we already have a shortage of decent medical providers, and why would people take the time or the money to become a physician (or even more of both to be a specialist) if their reimbursements are going to be so low as to make it unprofitable?

I don't know about you (well, actually I do, you've proven it more than once) but as I've gotten older, I want to be able to choose what and who I get to see, and choose what care I receive, the quality of it and first and foremost how it is paid for. I've been paying cash for more and more, my preferred method.

You have changed over the years, and now it's all about other people paying for you and yours, and to 'quote' you, it's time to get yours. You are centered on that subject, and because you want to make sure you get yours, you are more than happy to inflict the method of delivery on everyone else, without consideration or forethought that you have no right to make that choice for other people.
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Old 10-27-2019, 10:39 AM
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Default Re: Elizabeth warren is right. Time to admit medicare for all saves americans money,

Quote:
Originally Posted by Bat View Post
Well, that is a flat out lie.
I have long term care insurance that does cover in home care which would include care for ALS.
Medicare does not include coverage for in home care, expanding it to everybody will not change that.
Quote:
Originally Posted by saltwn View Post
how much is it
what is your entire deductible?
did you get hurt on the job?
is it govt ins?
insurance has sucked for a long time; let's just pay the tax and all get insured.
that's what most of us want
medicare is superb
I guess you are not familiar with long term care (LTC) insurance, it is an insurance policy strictly for long term care and carried outside of any other medical insurance policy.
Here, let me answer your questions (reasonable conversation occurs in that manner even though you typically refuse to answer questions that i pose of you).

how much is it -- Mine is $2800 per year for cost and $120,000 per year in coverage. My coverage has 4% per year inflation guarantee. (FYI, LTC cost increases on average at 3%/year) My coverage is for 3 years of care.
what is your entire deductible? -- Coverage starts 30 days after need for it, coincidentally, medicare covers LTC for 30 days. Technically, the only deductible is the first 30 day need for LTC that is covered by medicare.
did you get hurt on the job? -- that question is kind of odd. I'm not currently using my LTC insurance. Regardless, LTC insurance doesn't care how or why you came by the need but it typically kicks in when old age prevents one from caring for them-self.
is it govt ins? -- No, it is a private insurance policy that I carry. Mine is with Transamerica but there are other insurance companies that offer it.

Just to be helpful, here is some more information about long term care.
Activities of daily living (ADLs) are routine activities people do every day without assistance. There are six basic ADLs: eating, bathing, getting dressed, toileting, transferring, and continence.
LTC insurance begins when one is incapable of 2 of the 6 ADL's.
About 50% of people that reach the age of 65 will at some point need LTC.
70% of men that enter a LTC situation die in a year or less.
98% of men that enter a LTC situation die in 3 years or less. (That's why I have a 3 year policy)
Medicare covers 30 days for in facility LTC and nothing for in home LTC.

Liz Warren's medicare for all will not provide long term care for people that need it, no different than medicare now.
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