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Economics Discuss Colleges to drop insurance for students. at the Political Forums; Big Changes in College Health Plans - WSJ.com Unexpected I'm sure. Ok not really it was a no brainer....

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Old 06-04-2012, 02:27 PM
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Default Colleges to drop insurance for students.

Big Changes in College Health Plans - WSJ.com

Unexpected I'm sure. Ok not really it was a no brainer.
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Old 06-04-2012, 02:41 PM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by AzMike View Post
Big Changes in College Health Plans - WSJ.com

Unexpected I'm sure. Ok not really it was a no brainer.
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Many students already have coverage through their parents and aren't affected by the changes.
This is good news. I hope health insurance companies go broke.
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Old 06-04-2012, 05:07 PM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by saltwn View Post
This is good news. I hope health insurance companies go broke.
Why??
Is it because they provide a service that we are willing to pay for?? Or is it because they are making alot of money and you aren't getting a cut of the profits?? Or maybe if the Ins. cos. go broke, then you can have even more of a Nanny State to live in?? Please indicate which one it is or if not any of the above explain what the reason really is....
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Old 06-04-2012, 05:18 PM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by faithful_servant View Post
Why??
Is it because they provide a service that we are willing to pay for?? Or is it because they are making alot of money and you aren't getting a cut of the profits?? Or maybe if the Ins. cos. go broke, then you can have even more of a Nanny State to live in?? Please indicate which one it is or if not any of the above explain what the reason really is....
No silly we can just have fwee healthcare from the nannybamie! It's fwee! It's fwee!

More of that free that started with a trillion dollar price tag that doubled to two trillion and will hit four trillion in reality. So much better than giving these kids the choice to get a plan that works for them.
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Old 06-04-2012, 05:20 PM
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Default Re: Colleges to drop insurance for students.

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This is good news. I hope health insurance companies go broke.
Their parents sure as hell are affected! How can they not be? The premiums are skyrocketing.
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Old 06-04-2012, 07:43 PM
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Default Re: Colleges to drop insurance for students.

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Their parents sure as hell are affected! How can they not be? The premiums are skyrocketing.
Premiums skyrocketing is typical of government meddling. Next we will hear that is essential for the government to intervene to avert a crisis they created.
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Old 06-04-2012, 09:35 PM
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Default Re: Colleges to drop insurance for students.

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The demise of low-cost, low-benefit health plans for students is a consequence of the 2010 health-care overhaul. The law is intended to expand coverage to tens of millions of uninsured Americans, but it is also eliminating some insurance options
What I don't understand is why uninsured people can't just be added to medicaid rather than the government forcing private insurance companies to cover them. One didn't need a degree in economics to predict that premiums would have to increase to compensate. But then, this was likely their plan. If private insurance becomes too expensive, then more government intervention becomes necessary. Vicious cycle continues...

Personally as someone who will be an MD soon, I loathe Obamacare even though i lean more Liberal. What a pitiful plan.
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Old 06-04-2012, 11:38 PM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by saltwn View Post
I hope health insurance companies go broke.
Well, I certainly don't.

When my wife was in the hospital, about a year ago, for 12 days, the total Submitted Charges came to a whopping $51,941.45. But the insurance adjustment came to (are you ready for this?) $47,481.19, leaving a balance of just $4,460.26. Our insurance pays 100 percent of all hospital charges (although doctors' charges are billed separately; here, the plan pays 85 percent of the Plan Allowance, among in-network providers, with the balance being written off as an insurance adjustment), leaving a patient balance of zero...
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Old 06-05-2012, 06:14 AM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by faithful_servant View Post
Why??
Is it because they provide a service that we are willing to pay for?? Or is it because they are making alot of money and you aren't getting a cut of the profits?? Or maybe if the Ins. cos. go broke, then you can have even more of a Nanny State to live in?? Please indicate which one it is or if not any of the above explain what the reason really is....
It's because they are pricing themselves out of the market.
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Old 06-05-2012, 06:17 AM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by pjohns View Post
Well, I certainly don't.

When my wife was in the hospital, about a year ago, for 12 days, the total Submitted Charges came to a whopping $51,941.45. But the insurance adjustment came to (are you ready for this?) $47,481.19, leaving a balance of just $4,460.26. Our insurance pays 100 percent of all hospital charges (although doctors' charges are billed separately; here, the plan pays 85 percent of the Plan Allowance, among in-network providers, with the balance being written off as an insurance adjustment), leaving a patient balance of zero...
Yes my sister in law is on Veterans spouse insurance also and it is pretty good. It and VA and VA disability and retirement are subsidized by us taxpayers. So "you're welcome" and so is your wife.
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