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Economics Discuss Colleges to drop insurance for students. at the Political Forums; Originally Posted by saltwn I watched most of the "debate" on HC. Mostly Republicans were not even in the room ...

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Old 06-07-2012, 06:25 AM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by saltwn View Post
I watched most of the "debate" on HC. Mostly Republicans were not even in the room and were filibustering even bringing measures to the floor for anonymously. Yes single payer and expanded medicare and universal were all brought up.
Tell your friend Obama Care hasn't been instituted yet. Except kids are allowed coverage on parents insurance most of the bill does not kick in till 2014.
More revisionist history. The Democrats had the majorities to pass what ever thay wanted. They didn't need the Republicans and refused to deal with them. They could have had single payer insurance, but they couldn't get their own Democrats in the House and Senate to agree with it, so as usual, they half assed it.

And you are right about Obamacare not being in full effect yet, but we are paying for it up front. That's why insurance costs are going sky high and people are complaining about increased costs with no corresponding increase in coverage. It was the only way they could show no additional cost for insuring an additional 30,000,000 people. Can you believe anyone would be stupid enough to believe this? Apparently they think Americans are as dumb as their representatives in Congress.
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Old 06-07-2012, 09:06 AM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by saltwn View Post
It's because they are pricing themselves out of the market.
That is hardly the case, Obamacare is driving private insurance from the market with its mandates and price controls. Mandates such as insurance for up to 26 year olds, no lifetime benefit limit and no differential pricing for preexisting conditions are popular but cost additional money to provide. Insurance providers must pay out 80% of premiums as benefits while compensation above $500K cannot be expensed for tax purposes, unless it is the AARP. Premiums above $15K are taxed at 40% while regulators decree more "freebies" like birth control and preventative screenings.
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Old 06-07-2012, 09:22 AM
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Premiums skyrocketing is typical of government meddling. Next we will hear that is essential for the government to intervene to avert a crisis they created.
Sure, Insurance companies are all about lowering their profits
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Old 06-13-2012, 10:57 PM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by Callysta View Post
What I don't understand is why uninsured people can't just be added to medicaid rather than the government forcing private insurance companies to cover them. One didn't need a degree in economics to predict that premiums would have to increase to compensate. But then, this was likely their plan. If private insurance becomes too expensive, then more government intervention becomes necessary. Vicious cycle continues...

Personally as someone who will be an MD soon, I loathe Obamacare even though i lean more Liberal. What a pitiful plan.
I went to see my Opthamologist yesterday. I have been going to him for over 20 years and consider him to be a friend rather than just a physician. I asked him about Obamacare. He stated it was bad enough the government cutting back on payments to doctors and medical establishments, but the biggest problem was going to be a lack of medical people to handle the huge influx of people wanting treatment when you add 30,000,000 people to the insurance rolls. He has two offices and hasn't added new patients for several years as he has more business than he can handle right now. He figures Obamacare will cause a 40% increase in medical care requests and there just aren't enough medical people to handle it. Anywhere.

That's why so many doctors (including him) are thinking about retirement. High volume, less dollars, higher malpractice insurance and people not be treated properly due to time constraints caused by government rules and regulations. Who needs it?
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Old 06-14-2012, 07:15 AM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by saltwn View Post
I watched most of the "debate" on HC. Mostly Republicans were not even in the room and were filibustering even bringing measures to the floor for anonymously. Yes single payer and expanded medicare and universal were all brought up.
Tell your friend Obama Care hasn't been instituted yet. Except kids are allowed coverage on parents insurance most of the bill does not kick in till 2014.
A lot of family medical insurance policies cover college kids, I believe our company's policy is until age 21. That's 3 years of college or more. If a kid is still in college at age 26, perhaps it's time they started taking repsonsibility for themselves, like, well, adults?
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Old 06-14-2012, 10:07 AM
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Default Re: Colleges to drop insurance for students.

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Originally Posted by 40yearfan View Post
I went to see my Opthamologist yesterday. I have been going to him for over 20 years and consider him to be a friend rather than just a physician. I asked him about Obamacare. He stated it was bad enough the government cutting back on payments to doctors and medical establishments, but the biggest problem was going to be a lack of medical people to handle the huge influx of people wanting treatment when you add 30,000,000 people to the insurance rolls. He has two offices and hasn't added new patients for several years as he has more business than he can handle right now. He figures Obamacare will cause a 40% increase in medical care requests and there just aren't enough medical people to handle it. Anywhere.

That's why so many doctors (including him) are thinking about retirement. High volume, less dollars, higher malpractice insurance and people not be treated properly due to time constraints caused by government rules and regulations. Who needs it?
My family physician just semi-retired as well (he's working part-time at a vet's hospital), due in part to the stresses of having to deal with all the additional burdens placed on medical providers by the gov't. We will be seeing a gradual worsening of medical care unless we deal with this problem quickly.
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