Just Look at what Farmers Insurance did to me.
http://www.farmersinsurancegroupsuck.../read.php?5,89
Farmers used to be a great company when it was owned by our fellow American Citizens. British American Tobacco acquired the company as a way to shield their assets from the pending tobacco litigation.
Shortly thereafter, British American Tobacco merged Farmers Insurance with Zurich Insurance and took a minority interest in the company. Because they weren't the majority owners, they were further protected from tobacco claims.
Sadly, tobacco companies have no ethics or lines they will not cross. Even more so, neither did the new management team with Farmers Insurance.