Even the lowest risk/return investments return better than the lousy ~2% that SS returns. I can put my money into a passbook savings account @3.25% today and do better than that. And that's federally insured money. Ultra-low risk investments run between 3-4% and that's substantially better than what SS is returning right now. Limit where people can invest the money to ultra-low risk stocks and you'd be outperforming SS, giving people a MORE secure retirement, you'd be taking the money out of the control of the Feds. and taking away a way for them to spend money they don't really have, and you'd be putting money into the private sector where it can grow the economy, instead of the Fed. debt.

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Our nation has not always lived up to its ideals, yet those ideals have never ceased to guide us. They expose our flaws, and lead us to mend them. We are the beneficiaries of the work of the generations before us and it is each generation's responsibility to continue that work. - Laura Bush

God is a conservative -

Ecclesiastes 10:2--"A wise man's heart inclines him to the right, but a fool's heart to the left."